TERMS AND CONDITIONS

Insajder.si

1. FUNDAMENTAL PROVISIONS AND NATURE OF THE PLATFORM

1.1. The web platform www.insajder.si (hereinafter: Portal) is a private, closed, and non-public platform.

1.2. The operator of the Portal is Jernej Lukman s.p. (hereinafter: Provider).

1.3. The Portal is not a public service, is not intended for the general public, and does not operate on a subscription, membership, or access sales model.

1.4. The Portal represents an internal, non-binding, supplementary communication and information environment that may exist solely as an addition to a contractual or potential business relationship with the Provider.

2. REGISTRATION EXCLUSIVELY WITH CODE

2.1. Registration on the Portal is possible exclusively with an individual registration code.

2.2. The registration code is granted to the user by the Provider:

  • following a prior individual consultation,

  • upon conclusion of a business consulting agreement,

  • or exceptionally to persons whom the Provider determines may potentially become clients in the future.

2.3. The registration code:

  • does not represent a right,

  • is not transferable,

  • may be limited in time, content, or functionality,

  • may be revoked by the Provider at any time.

2.4. The Provider may refuse or disable registration without explanation and without any liability.

3. COMPLIMENTARY ACCESS – NO SERVICE RELATIONSHIP

3.1. Access to the Portal, content, Discord community, and video content is exclusively complimentary.

3.2. For access:

  • no invoice is issued,

  • no service is charged,

  • no subscription or consumer relationship is created,

  • no permanent or recurring obligation of the Provider arises.

3.3. The Portal and its content are not subject to a contract, but merely a supplementary, non-binding option that the Provider may withdraw at any time.

4. SCOPE OF CONTENT (INFORMATIONAL NATURE)

4.1. Users may be granted access to:

  • conceptual portfolios,

  • analytical, illustrative, or theoretical examples,

  • video content in which team members comment on general market developments,

  • a closed Discord community.

4.2. All content is:

  • general,

  • impersonal,

  • educational,

  • informational,

  • conceptual.

4.3. The content is not tailored to individual users, their profile, objectives, knowledge, or financial situation.

5. EXPRESS EXCLUSION OF REGULATED SERVICES

5.1. The Portal and its content do not constitute:

  • investment advice,

  • personal investment recommendations,

  • asset management,

  • brokerage services,

  • marketing of financial instruments,
    within the meaning of ZTFI-1, MiFID II, or any other regulation.

5.2. No information, statement, or comment:

  • constitutes a call to transaction,

  • creates a binding relationship,

  • creates expectations of return.

6. COMPLETE TRANSFERABLE AND DISCRETIONARY RIGHT

6.1. The Provider reserves the absolute and unlimited discretionary right to:

  • restrict access,

  • temporarily or permanently revoke access,

  • delete a user account,

  • disable Discord or video access,

and to do so at any time, without explanation and without legal consequences.

6.2. The user expressly waives any claims, compensation, or rights arising from:

  • loss of access,

  • loss of content,

  • interruption of communication.

7. USER RESPONSIBILITY AND EXCLUSION OF LIABILITY

7.1. The user acknowledges that all decisions are made exclusively by themselves.

7.2. The Provider, Jernej Lukman, or team members are not liable for:

  • financial losses,

  • lost profits,

  • indirect or direct damages,

  • misinterpretation of content.

7.3. Past examples or comments do not guarantee future results.

8. COPYRIGHT AND CONFIDENTIALITY

8.1. All content is protected by copyright.

8.2. The following is prohibited:

  • recording,

  • copying,

  • sharing,

  • disclosure to third parties,
    in whole or in part.

8.3. Violation may result in immediate termination of access and enforcement of legal remedies.

9. PERSONAL DATA PROTECTION

9.1. Personal data is processed exclusively for the purpose of enabling access.

9.2. Data may be stored or deleted at the Provider’s discretion, in accordance with applicable law.

10. FINAL PROVISIONS

10.1. The law of the Republic of Slovenia applies.

10.2. The competent court is in Slovenia.

10.3. If any provision is invalid, this does not affect the remaining provisions.